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Immediately Notify Underinsured Motorist Carrier of Potential Claims


Dec 26th, 2009


 

 

If you sustain personal injuries as a result of an auto accident, truck accident or motorcycle accident, it is imperative that you immediately notify your own insurance company of a potential underinsured motorist claim. The Kentucky Auto Accident Attorney handles these claims every day and will make sure that your Kentucky personal injury claims are protected.

 

Many personal injury attorneys representing personal injury victims in a motor vehicle accident focus their attention on the liability insurance for the individual causing the accident and forget about a potential underinsured motorist claim. The reason this happens is that the Kentucky accident attorney probably does not know the limits of the liability policy (Kentucky law does not require the insurance company to reveal their limits until a lawsuit is filed) and, therefore, does not know that his client will need to make an underinsured motorist claim. At the office of the Kentucky Auto Accident Attorney, the underinsured motorist carrier is notified immediately of a potential claim to protect the car wreck victim.

 

Early notification of a potential underinsured motorist claim is important because insurance policies require this notification as part of the insured’s duty to cooperate. If this notification is not given within a reasonable time after the accident, then many of the insurance policies give the insurance company the right to deny coverage. If a  Louisville injury attorney waits until after he has negotiated a settlement with the liability carrier (or has litigated his case against the liability carrier’s insured), before he notifies the underinsured motorist carrier of a claim, he may have caused his client to lose that claim.

 

The Kentucky Auto Accident Attorney handles only motor vehicle accident cases and, therefore, deals with the issues concerning motor vehicle accident cases on a daily basis and has done so since 1986. If you have a serious injury due to a Kentucky motor vehicle accident, contact the Kentucky Auto Accident Attorney to protect your rights and make sure you receive the highest recovery possible.


 

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