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Kentucky Accident Victims-Immediately protect your no-fault Benefits for Lost wages!
Apr 21st, 2009
Probably the most common mistake made by accident victims is that they fail to act to protect their no-fault benefits for lost wages. Most of the time, victims fail to realize that they have this right and lose it because their no-fault is quickly exhausted by medical expenses.
Perhaps you are wondering why you would want to protect you lost wages and as a Kentucky car accident attorney, I can explain why you should consider doing this.. First of all, protecting you no-fault for lost wages is only important if you are off work as a result of your injuries and replacing those wages is important to you. If you do not miss any work or your job provides adequate lost wage replacement benefits (i.e. short and/or long term disability benefits or Aflac-type benefits), then you do not need to be concerned about protecting your no-fault for lost wages.
If you are like most people, you will miss some work and you will want the wage replacement benefits provided by Kentucky no-fault. Kentucky law allows for you to contact your no-fault insurance company and instruct them to only pay lost wages. The reason this is important is because your medical expenses will exhaust your no-fault benefits before your need for wage loss benefits expire. By protecting your no-fault benefits, you can submit your medical expenses to your health insurance and save your no-fault for lost wages until that need expires.
The right to hold open no-fault benefits is a right that many Kentucky personal injury attorneys and insurance companies fail to know or understand. Your health insurance company may say they will not pay anything until after the no-fault is exhausted. But, they are wrong. It is important to have competent counsel from an experienced Kentucky injury attorney early in your case in order to protect your no-fault for lost wages.
If you have any questions regarding your Kentucky no-fault benefits, please feel free to contact the Kentucky Auto Accident Attorney at 502-241-8000 or kyaaa@insightbb.com.
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"From the first meeting we had until the last ‘victory meeting’, we felt as though we were the only client Matt had. Never did we wonder what was taking place, or where our case stood. Matt very methodically unraveled untruths and half-truths to set the record straight. We feel he left ‘no stone unturned’ in our case. Matt argued our case before the State Supreme Court and won the case for us." — Bob & Joyce Bierman | Bowling Green, Kentucky
 
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