Kentucky No-Fault pays for replacement services-Do you have this type of claim?

Most people, who have been injured in a motor vehicle accident, quickly learn that Kentucky no-fault pays for medical expenses and lost wages up to $10,000, but most people fail to learn that Kentucky no-fault also pays for replacement services.

KRS 304.39–-020(4) defines "replacement services loss" as follows: “expenses reasonably incurred in obtaining ordinary and necessary services in lieu of those the injured person would have performed, not for income but for the benefit of himself or his family, if he had not been injured.” Examples of replacement services include most any service someone performs around his house that he cannot do as a result of his injuries suffered in the motor vehicle accident such as mowing the lawn, cleaning, laundry and etc. Once a motor vehicle accident victim incurs replacement services loss, he or she will be required to pay for the service and then seek reimbursement from the no-fault carrier.

This claim can also be made by the survivors of someone killed in a motor vehicle accident; this claim is called “survivors replacement services loss.” To learn more about Kentucky no-fault, please click here. If you are the victim of the negligence of another in an auto accident, motorcycle accident, or truck accident, please contact the office of the Kentucky Auto Accident Attorney by clicking here or by calling 502-241-8000 or 859-367-0036.