What claim can I make if I live in Kentucky and I am injured on someone else's motorcycle in Indiana?

If you are injured on someone's motorcycle in Indiana, you will probably not have access to Kentucky no-fault if the motorcycle is licensed in Indiana, because Indiana does not have a no-fault law. Unfortunately, you will not be able to use your no-fault insurance for your automobile to cover you on the motorcycle because your auto policy will likely have an exclusion for motorcycles.

You will probably be able to make a claim for uninsured motorist and underinsured motorist coverages due to your motorcycle accident. These coverages are considered to be personal and so you take them every where and there is not normally an exclusion for motorcycle accidents.

A proper knowledge of insurance laws is important for an attorney that handles motor vehicle accident cases in order to maximize the insurance benefits that you can recover. A law office like the Kentucky Auto Accident Attorney, which handles motor vehicle accident cases exclusively, will be familiar with the insurance laws because they analyze insurance issues on a daily basis. If you need help, contact attorney Matthew Troutman or click here or call 502-241-8000 or 859-367-0036.