Auto Accident on Clark Memorial Bridge Seriously Injures One Person
Traffic on the Clark Memorial Bridge in Louisville Jefferson County Kentucky was at a standstill for a couple of hours on Saturday December 3, 2022 due to a car accident. A U-Haul truck lost control on the bridge and crossed the center line striking another vehicle and then struck a bridge support beam. Louisville Metro Police are reporting that the driver of the U-Haul truck sustained serious injuries and was transported to a local hospital. No word yet on whether there were any other injuries in this car accident.
Can You make Any claims for Damages if you are at Fault in Your Auto Accident
In the accident described above on the Clark Memorial Bridge, the U-Haul driver appears to be clearly at fault in this accident. When you are at fault in an auto accident, you cannot make claims agains t any other drivers for any damages. However, in Kentucky we have no-fault insurance (also called Personal Injury Protection benefits) and it provides lost wage coverage, medical bill coverage and reimbursement for certain costs. It provides these benefits even if you were at fault in an accident. Therefore, you can make a lost wage claim through your no-fault benefits. There is no provision for pain and suffering under your no-fault benefits.
If your car is registered in Kentucky, you should have no-fault coverage and you take that coverage with you no matter where you go. If you have a car registered in another state and your insurance company is registered to do business in the state of Kentucky and you have an accident in Kentucky, you are given Kentucky no-fault even though you did not purchase it. Kentucky law will make your insurance company provide no-fault insurance as soon as you enter the roadways in Kentucky.
If you are not at fault, then you can make a claim for pain and suffering against the at fault driver along with other claims including medical expenses, lost wages and impairment to future earning capacity. Of course the amount of your claim will be limited by the amount of insurance available to you. Some people are surprised to learn that they cannot recover their total damages because the at fault driver has limited insurance. In Kentucky the minimum required liability insurance is $25,000.00 and most driver's have that amount. You can provide extra insurance for your claim by purchasing underinsured motorist coverage.
Contact Louisville Auto Accident Lawyer
These circumstances will require the services of an experienced auto accident lawyer to investigate liability and locate all available insurance to maximize all benefits available to the victims. Matthew Troutman, Louisville auto accident lawyer, of the Troutman Law Office has been handling auto accident claims, almost exclusively, since 1986 and has the experience and talent to obtain the best result for the victims in the above car accident.
If you need legal assistance due to a motor vehicle accident, contact Louisville auto accident attorney Matthew Troutman directly at 502-648-9507 or 859-696-0001 and he will meet with you in the hospital, your home or wherever is convenient for you. He will give you direct access through his cell phone and guide you through the difficult process necessary to obtain the best result possible for you in your car accident claim. To learn more about car accident attorney Matthew Troutman and the Troutman Law Office, click here.