Can You Make a Claim for Personal Injuries if You Do Not Report Any Injuries at The Scene of The Accident?

Matt Troutman Sept. 19, 2023

The simple answer to this question is Yes. However, the longer you wait to seek medical treatment after a car, truck or motorcycle accident, the weaker the claim becomes. The longer you wait to obtain medical treatment, the less serious the pain and suffering must be because otherwise why would you wait for treatment? Also, the longer you wait for medical treatment, the less likely your medical treatment will be considered related to the car accident.

It is common for auto injury victims to not feel much pain at the scene of an accident, but to wake up the next day in pain. It is uncommon for the auto accident victim not to feel the pain until a week later and if you wait that long to seek treatment, doubt is placed in the mind of the insurance company and /or jury about the seriousness of your injury. Additionally, the longer you wait for treatment the more likely it will be believed that something else other than the auto accident caused your injuries.

How Long After a Car Accident Can You Wait to File a No-Fault Claim?

Kentucky no-fault benefits provide $10,000.00 in insurance coverage in the event of an auto accident. It pays for medical expenses, lost wages ($200/week limit), survivor’s economic loss, and replacement services loss. Medical providers know that no-fault insurance pays them dollar for dollar whereas health insurance pays them pennies on the dollar and, therefore, they are anxious to use the no-fault benefits to satisfy their bills.

There is a 2-year statute of limitations for filing a no-fault claim. Of course, if you wait a long time to file the no-fault claim, the insurance company may challenge the relatedness of the medical treatment to the auto accident due to the length of time between the date of the accident and when the no-fault claim was made. Therefore, it is better to file the no-fault claim as soon as possible.

If you were a passenger in an automobile that did not have insurance at the time of the accident, it is still possible to get Kentucky no-fault benefits through the Kentucky Assigned Claims Plan. This plan was established to provide no-fault benefits to those who, innocently, did not have no-fault benefits made available to them in an auto accident. If you were a passenger in an uninsured vehicle, you can obtain no-fault benefits from the assigned claims plan if you did not own a car at the time of the accident or live with a relative that has no-fault coverage. If you owned a car at the time of the car accident, you can use the no-fault coverage on your vehicle even though it was not involved in the accident. If you lived with a relative that has no-fault insurance, you can make a claim against their auto policy for no-fault benefits.

Contact Kentucky Auto Accident Attorney!

The circumstances involved in an auto accident described above will require the services of an experienced Kentucky auto accident attorney to investigate and locate all available evidence to determine liability and to maximize all insurance benefits available to the victim in this auto accident. Matthew Troutman, Kentucky auto accident lawyer, of the Troutman Law Office has been handling auto accident claims, almost exclusively, since 1986 and has the experience and talent to obtain the best result for the victims in the above car accident. It is very likely that the at fault driver will not have enough insurance to fully compensate the victim in this accident, and, therefore, it will be important for there to be underinsured motorist benefits available to the victims.

If you need legal assistance due to a motor vehicle accident, contact Kentucky auto accident attorney Matthew Troutman directly at 859-696-0001 or 502-648-9507 and he will meet with you in the hospital, your home or wherever is convenient for you. He will give you direct access through his cell phone and guide you through the difficult process necessary to obtain the best result possible for you in your car accident claim. To learn more about Kentucky car accident attorney Matthew Troutman and the Troutman Law Office, click here.