The Statute of Limitations for an Auto Accident in Kentucky Will not be Extended by Med-Pay Payments

It is important for all accident victims to know when their claim expires; this is known in the legal community as a statute of limitations. In the event of a motor vehicle accident in Louisville, Lexington, Covington or any other city in Kentucky, Kentucky law (KRS 304.39-230(6)) states that a motor vehicle accident victim’s claim expires 2 years from the date the last medical bill is paid by the PIP or No-Fault Insurance carrier. Under some circumstances the claim expires much sooner than 2 years from the date of the last PIP payment. (To learn about these circumstances click here). Some insurance companies provide Med-Pay coverage in addition to PIP or No-Fault and it also pays for medical expenses. However, Kentucky law says that the payment of medical bills under a med-pay policy will not extend an accident victim’s statute of limitations.

It is important for all accident victims to consult an attorney as soon as possible to monitor the statute of limitations so that you do not lose the right to make a claim just due to the expiration of time. If a lawsuit is not filed within the allowable time, you will lose your right to present the claim.

If you need help with an auto accident claim, a motorcycle accident claim or a truck accident claim, contact the Troutman Law Office at 502-648-9507 or go to and I will help you maximize your recovery. I have an office in Louisville and Lexington, Kentucky and handle auto accident cases over the entire state of Kentucky and Ohio.

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