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Matthew B. Troutman

Can You Find Liability Insurance for The At-Fault Driver if There Is No Insurance on The Vehicle They Are Driving? The Answer May Surprise You.

Normally, if someone is unfortunate enough to be involved in a car accident with a vehicle that does not have insurance, they have no recourse to make any type of claim for personal injury or property damage against the at fault driver and they can only make a claim if they have uninsured motorist coverage and comprehensive property damage coverage.

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Matthew B. Troutman

Why is my car being totaled by the insurance company?

Kentucky law requires insurance companies to total a vehicle if the cost of repairs exceed 75% of the vehicle's value as determined by the National Auto Dealers Association. If your vehicle is totaled you may have some other options.

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